USDC (USDC)

🚨NEW: The 🇺🇸White House to host a third meeting on stablecoin yield today, as the ongoing deadlock between banks and crypto firms over whether stablecoins can offer yield continues to delay regulatory clarity. A small group representing both sectors is expected to attend. Source: @EleanorTerrett

🚨 JUST IN: $.5 BILLION $USDC MINTED ON SOLANA. #SOLANA ⚡️ https://t.co/DUngAPnCub

AI agent economy is taking off rapidly! *************Bookmark🔖 now!************* 🤖💥 In 2026, AI agents are no longer just tools; they become “economic actors” that can spend, earn, and trade autonomously. Today I’ll introduce several “magic‑like” solutions and explain how they each solve agent payment pain points—covering infrastructure to applications, each with its own focus on stablecoins, low‑friction payments, and security safeguards. 🛡️💸 What used to be a painful DeFi LEGO puzzle can now be quickly resolved with agents + wallet. First, @sponge_wallet 🧽: launched by @ycombinator at the end of 2025, this AI‑dedicated wallet was built by former Stripe engineers and focuses on letting AI agents “absorb” capital like a sponge and use it autonomously. Its core is a no‑code tool that lets agents register quickly, hold stablecoins (e.g., USDC), issue virtual cards, and handle payments directly. Key difference: it emphasizes enterprise integration, allowing sellers to easily sell services to “non‑human customers,” supports multiple chains (Ethereum, Base, Solana), and includes an OpenClaw plugin for agents to automatically purchase data or services. Ideal for novice developers—once funded, the agent can operate independently. Security is relatively basic, with simple limit controls and no complex DeFi integration. Early adopters are mainly in the crypto‑AI crossover space, and it already has Solana ecosystem backing. 🚀 Next, the x402 protocol ⚡ (by Coinbase): not a wallet but an open payment standard! Based on HTTP 402 “Payment Required,” when an AI agent calls an API that requires payment, the server returns 402 and the agent automatically pays with a stablecoin and retries. The distinction is crystal clear: it solves high‑friction pain points, needing no human approval or account setup, designed for machine‑to‑machine (M2M) transactions. Compared to Sponge, x402 is more of a low‑level protocol that can be embedded in any wallet (e.g., Coinbase Agentic Wallets) and has processed over 50 million transactions. Its strength is real‑time micropayments (sub‑cent level), supporting API paywalls and programmatic resource access, though its weakness is reliance on a blockchain (e.g., Base), where fees are low but latency may occur. Stripe also integrates x402, enabling traditional enterprises to receive agent payments in USDC, handling taxes and refunds. Companies love it because it’s production‑grade and future‑proof! 🔑 Now look at @justinsuntron’s @OfficialAINFT (Bank of AI) 🏦: a Web3 AI platform built on the TRON blockchain that turns NFTs into interactive AI agents and issues a dedicated token. The difference is that it does more than payment; it builds a full “agent banking layer”: supporting x402 and ERC‑8004 (NFT identity standard), allowing agents to automatically engage in DeFi—lending, swapping, yield farming, and even identity management. Compared with Sponge’s simple wallet, AINFT is more of a full‑stack financial system, with a multi‑agent framework (MAS) enabling many agents to collaborate; it has over 400 k users and has expanded to BNB Chain. Unique point: each agent has its own token for governance and economic incentives, suited for heavy DeFi users. Drawbacks: it’s chain‑specific (TRON mainnet), weak cross‑chain capability, and token volatility can bring risk. Recently launched Bank of AI lets agents operate on‑chain autonomously, perfect for NFT‑AI hybrid projects! 🚀🐂 Other similar tools: - AgentWallet (on Solana) 🌟: similar to Sponge but places more emphasis on trustless custody and spending limits. Difference: built‑in 27 MCP (Model Context Protocol) tools let agents not only pay but also optimise context learning; supports x402 and highlights the role of economic participants. More secure than Sponge (has KYT filtering of high‑risk transactions) but limited to the Solana ecosystem, ideal for high‑speed, low‑fee needs. Weakness: no multi‑chain support, limited scalability. - @AnomaPay (private beta on Base) 🔒: focuses on privacy and beta testing; the difference lies in its private nature—using zero‑knowledge proofs to hide transaction details, supporting x402 with an extra encryption layer. Suitable for enterprises sensitive to data privacy, but currently not public and has high adoption barriers. - @blazpaylabs 🔥: AI‑driven financial partner; difference is automated trading + portfolio tracking, real‑time crypto payments. Sits above x402, with built‑in AI decision‑making, but not focused on agent identity, suited for individual users rather than large‑scale agent economies. - BluWhale 🐳: smart yield manager focusing on DeFi strategy automation. Difference: optimises agent yields (e.g., yield farming), supports x402 but is more of a tool than a wallet; downside is high risk, aimed at advanced users. Summary of differences: Sponge is simple and YC‑style; x402 is a low‑level universal payment standard; AINFT is full‑stack DeFi with token economics; AgentWallet offers secure, high‑speed Solana‑centric solutions. In just a few weeks, these tools exploded since late 2025, solving human approval and account‑friction issues, many with token‑incentive ecosystems. Challenges remain in regulation, security, and cross‑chain. Is the AI + Crypto wave about to change the world? 👀 Which one have you used? Share your thoughts! #AIAgents #CryptoPayments #mbkVIBE

Shoutout to Opensea for the $113 cashback. When is the TGE? https://t.co/kxL64GSgkG

Whales can’t farm this. You can. There’s only ~$1.5M of capacity left before this stablecoin loop closes. It's too small for whales to scale, but perfect size for smaller portfolios. Here’s what’s happening: Aave v3 just went live on Mantle Mantle is currently incentivizing USDC and USDT deposits on Aave so heavily that the deposit caps are maxed out → tons supplied with not much borrowed Currently, USDC and USDT can’t be collateralized which is probably why there isn’t as much borrowing/looping happening But syrupUSDT can be collateralized (for now)! • Deposit syrupUSDT (~4%) • Borrow USDC (<1.5%) • Loop the spread The syrupUSDT market is also almost maxed out. Key word is ALMOST. Right now, there is about $1.5m in available room before the deposit cap is reached. syrupUSDT is currently yielding over 4%, and you can borrow USDC for less than 1.5%. That’s a really great spread on bluechip stables that you can leverage/loop. The whales are already in the market - there’s only room for a few smaller fish to eat. If you have a portfolio of $10k-100k - this is your window. And if you’re too late, keep an eye on the syrupUSDT market for another chance in the future. This is how you need to be thinking about yield farming. Understand the advantages you do have, and if you’re looking at a potential opportunity, ask yourself: • Why isn’t the yield getting diluted? • What are the chances I’ll get diluted if I enter? • What is the potential duration before the farming conditions change? Knowing the answers to these questions will help you capitalize on market inefficiencies and take advantage of the position you’re in. Edge in DeFi comes from understanding constraints...not chasing APY. If you want more DeFi strategies, help us by engaging with this post. Takes a lot of effort to find and share this stuff.