FOLKS (FOLKS)

Most DeFi lending still feels like parking money so it can sleep. LTV caps at 50 60%, unwind to swap, bridge hop when yields move I rotated a chunk to @FolksFinance because v2 actually fixes the pain points: - High-efficiency loans up to 90% LTV on USDC and gALGO - Dynamic collateral swaps (no close/reopen) - Composite loans (portfolio-level risk) - Collateral-based repayment + single-block flash loans via the SDK - One experience across 9 chains with Wormhole + CCIP + CCTP doing the heavy lifting Add on-ramps too: $FOLKS now buyable via AlchemyPay in 173 countries, plus 30% APR staking and Season 2 points rewarding usage over idle TVL If high capital efficiency becomes the meta, this looks like the Aave moment for crosschain. Who’s actually using it vs watching from the timeline?

Gm I linked my wallet to @AiraaAgent this weekend and treated it like an experiment: parked ~$500 in $FOLKS on Base, went offline, came back to ~48k Aura points. Multipliers refresh every 3h, leaderboards update 24h, and Base gasless swaps removed the friction Why this mattered to me • Low‑touch compounding: staked at @FolksFinance for ~30% APR while travelling • Signal > noise: Airaa surfaces campaigns worth my time, not random tasks • Optionality: points feel like latent value likely to convert into $ or perks later Is this the quietest, highest ROI hustle for Aura farmers right now?

Gm linked my wallet to @AiraaAgent, parked ~$450 in $FOLKS and genuinely forgot. Came back to ~30k Aura points. Multipliers refresh every 3h, leaderboards update 24h, Base gasless swaps made deposits painless. Feels like passive on‑chain compounding that rewards patience and conviction I dug deeper: @FolksFinance feels less like a lending app and more like an onchain balance sheet with S1-style LTV safety rails that let you deploy capital with structure. The Winter Minters flow (Haha Wallet → Kintsu → Folks Finance) is the kind of joined-up campaign that stacks incentives across apps, so activity is rewarded everywhere, not just for whales. @AiraaAgent ties these signals together subtle, data-driven nudges that help you see better, not decide for you. Who else quietly stacking $FOLKS, trying Winter Minters, and watching the #DeFi #Aura pulse?

Gm I linked my wallet to @AiraaAgent, parked ~$420 in $FOLKS and mostly forgot while I was traveling. Came back a few days later: ~34k Aura points. Multipliers update every 3h, leaderboards refresh 24h, and Base gasless swaps made deposits painless. I even staked at @FolksFinance for the 30% APR window and poked at conviction markets on @xodotmarket to see how it moves points Feels like on‑chain patience paying off more than frantic chart watching cross‑chain flows and composable rewards actually let small moves compound. Who else quietly farming $FOLKS and climbing the #Aura ranks, and what mix of staking vs conviction markets are you using to scale points?

I remember linking my wallet to @AiraaAgent, parking ~$450 in $FOLKS and genuinely forgetting about it. Came back to ~30k Aura points multipliers refresh every 3h, leaderboards update every 24h, and Base gasless swaps made the whole thing feel effortless They were down this morning and honestly it felt like the team locked the kitchen because they were cooking. Now I can see my drops across @FolksFinance and @xodotmarket leaderboards, and roadmap notes about leaderboard caching, flag notifications, community moderation and campaign thresholds actually make sense in practice If you’re quietly stacking $FOLKS and playing the long game, what feature would move you from curious to all‑in?

Recently I connected my wallet to @AiraaAgent and invested roughly $350 into $FOLKS, then almost forgot about it. Today I checked and have accumulated about 28k Aura points; the multiplier scans every 3 hours, the leaderboard refreshes every 24 hours, and the gas‑free swap on Base makes funding painless. Every interaction has an on‑chain receipt, feeling like passive compounding quietly working on the chain. The interesting part is that Airaa is not just a points‑and‑games system; it links wallet actions across different activities. Interactions with @FolksFinance and @xodotmarket, for example, let you earn points in multiple ecosystems with a few simple steps. Events like Auraboard and Aura Card can amplify a single action into multiple rewards, and this “cross‑APP stacked incentive” makes participation more appealing than a single‑point airdrop. Of course there is room for growth: the leaderboard has been stagnant for several days and then suddenly updated, raising doubts about caching and the algorithm; I’d like to see clearer activity thresholds, flagging notifications, and a community‑driven error‑correction mechanism. What other features would you like to see on @AiraaAgent, and which one would be the most useful?

Good morning☀ Starting today, because of the year‑end and New Year trips home, I may be a bit less active. ✅@AiraaAgent World #13 🏦@FolksFinance World #8, Japan #3 🩷@xodotmarket World #50 As shown above, Airaa's ranking has shifted dramatically. Even for Japanese participants, Airaa is an InfoFi that doesn't rely heavily on account power, making it easy to join. FOLKS' price hasn't risen much, but if it goes up in February that would be fine. Lately there have been many campaigns pushing MON. In any case, it's good that those who deserve recognition have returned to the top. Xo Market feels like a community‑driven prediction market, seemingly easy to join. (Use within Japan is a gray area, so not recommended.)

gm Linked my wallet to @AiraaAgent, parked ~$450 in $FOLKS and genuinely forgot about it. Came back to ~30k Aura points. Multipliers refresh every 3h, leaderboards update every 24h, Base gasless swaps made deposits painless. No babysitting, just verifiable on‑chain receipts Tried XO markets via @xodotmarket too low noise, high signal, backed by Delphi Ventures & CyberFund. Feels like conviction > charts; background yield that actually compounds while you do other stuff Who else quietly stacking $FOLKS, climbing the #Aura leaderboards and treating DeFi like slow, steady work $FOLKS #DeFi?

Gm, I did a quick check of the leaderboard this morning, and casually re‑linked my wallet to @AiraaAgent after a long time, experimentally placed about ~$400 into $FOLKS, and then… I almost forgot about it. A few days later I checked back: about 30k Aura points sitting idle, Multipliers refresh every 3 hours, the leaderboard updates roughly every 24 hours, and gasless swaps on Base mean entry costs no fees. It feels like handing idle assets to a backstage that silently scores for you; patience is more valuable than frequent trades. Also a reminder of a few interesting activities right now: @FolksFinance has set up a reward pool of 37,500 $FOLKS for top Aura farmers, @xodotmarket is offering a 0.2% supply reward to the first 200 participants, and an Aura Card can be claimed at @AiraaAgent (deadline Jan 1). The leaderboard hasn’t moved for two days, but updated today, which seems like they’re tweaking the algorithm—this kind of signal I usually pay special attention to. If you haven’t placed your fragmented assets yet, try a small position to test the waters, accumulating Aura while watching the multipliers and leaderboard rhythm. You’ll find that “less action, more gain” can sometimes be more profitable than frequent trading. What’s your take on this passive accumulation approach? #DeFi #Aura

gm Months ago I linked my wallet to @AiraaAgent and parked ~$500 into $FOLKS, then mostly forgot about it. Checked today: ~50k Aura points, multipliers refresh every 3h, leaderboards update every 24h, and Base gasless swaps made deposits painless felt like passive on‑chain compounding with verifiable receipts Tried a conviction market via @AiraaAgent too: less candle‑watching, more backing beliefs. Small tip link, set your multiplier window, and let the cadence do the work. Anyone else low‑key stacking $FOLKS and climbing the #DeFi ranks?