Monerium EURe (EURe)

I sent €3,000 to another account via a German bank
and received the funds in 1–2 business days.

At the same time, I sent 3,000 $EURe via @0xPolygon to another wallet of mine and received the funds in about 2 seconds.

Pretty cool, right?

But that’s not all. Here’s how you can speed up SEPA payments using stablecoins, with Monerium SEPA Instant Payments.

@monerium web3 IBAN isn’t just a bridge between onchain and offchain, it now supports SEPA Instant Payments, meaning euros sent from any bank that supports the SEPA Instant scheme can arrive in seconds, 24/7/365 and are automatically minted as $EURe in your wallet the moment they land.

Do you like this kind of mass adoption?

10 main insights from this amazing report from @dl_research on liquidity sustainability in DeFi ↓

1️⃣ Liquidity is no longer a technical metric; it’s a strategic moat that defines ecosystem resilience.

2️⃣ Protocol-owned liquidity (POL) gives control but ties up treasury capital; incentives scale faster but fade quickly.

3️⃣ Across all ecosystems studied, real utility (not yield) proved to be the key to lasting liquidity.

4️⃣ EURe on @gnosischain is the benchmark: utility (Gnosis Pay) turned liquidity into retention.

5️⃣ GHO on @arbitrum showed how incentive-heavy growth collapses once rewards end.

6️⃣ bCSPX’s liquidity was concentrated in a few wallets; when they left, TVL fell 70%.

7️⃣ SAFE’s POL strategy stabilized trading but cost the treasury 52% in impermanent loss.

8️⃣ No single liquidity model fits all; the optimal blend depends on token function and ecosystem maturity.

9️⃣ TVL alone is misleading; true liquidity health depends on distribution, retention, and utility integration.

🔟 The futur