JPYC Prepaid (JPYC)

Episode 273: JPYC × XWIN morning radio "From using to 'supporting'! Fostering regional revitalization and a new form of donation with child cafeterias × JPYC"

A special one-hour talk by pioneers of next-gen finance and Web3.0!
When it comes to morning activities, this is the space! "JPYC × XWIN discussion"

⏰ June 13 (Sat) 6:00 AM–7:00 AM
📝 Schedule
・JPYC update @noritaka_okabe
· XWIN update @fumihiroarasawa
· Weekly crypto market movement analysis @diceK_koba
XWIN Research (Crypto Quant certified analyst)
· Guest: "From using to 'supporting'! Fostering regional revitalization and a new form of donation with child cafeterias × JPYC"
Komagene Child Cafeteria ‘comかふぇ’ representative Tomoko Maeda @SatokoMaeda628

🎙 Join the space here
https://t.co/ef9aqWZidO

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Past episodes
Episode 272 Special Edition 6 AM gathering Everyone Episode 272 JPYC × XWIN morning talk
"JPYC Utilization Frontline: Companies & businesses discuss the real Web3 and next-gen finance"
https://t.co/IhcBSLnaru
【Special Guests】
　Akifumi Tachikawa @kitsukawa3 Senior Executive Officer & Head of Corporate Planning, Senjo Holdings Co., Ltd.
　Oda Okura @blockchaineva　Asteria Inc.
　Shunpei Nomura @nomura_shu51912　HashPort Inc.
　Asemichi @ret_0001　Echizen Rice e‑commerce entrepreneur
　Junji Shinsei @irifuneshinmori Acupuncturist & Sports Trainer, Shibaura Tamacho Sports Osteopathy & Acupuncture Clinic
NADA NEWS Yuki Hashimoto @YukiHashim36229

Episode 271 "Popular YouTuber talks WEB3 info and the future of crypto assets"
★Shun, popular YouTuber @StarShunX
https://t.co/MrBqzZWxly

Episode 270 "Current State and Future of XRPL — XRP community moving to the next phase"
Mai @Xaman/XRPL Japan @Mai_XRPLJapan
General Incorporated Association XRPL Japan

I read it quickly, albeit belatedly.

It is obvious that money‑transfer operators and loan companies do not create credit, and Mr. Okabe should understand that as well.

I think ume is only discussing textbook‑style matters.

What’s different from before is that stablecoins can circulate as a single unit.

Both PayPay and stablecoins are payment methods with receivable rights, but PayPay cannot be extracted as a single unit.

When a customer buys JPYC, they simply deposit their funds into Mr. Okabe’s company bank (just a transfer), so M2 does not increase. At this stage, no credit is created.

However, with stablecoins the coin can be withdrawn and circulated, so if JPYC is counted as money, the broad money supply does increase.

That’s double counting. It doesn’t multiply like a bank does.

Thus, for the whole system you could say credit is being created, but it’s not the textbook way of counting.

Since stablecoins are a concept not covered in textbooks, the discussion will not align unless the terminology is defined rigorously.