Dear BitMart Users:

USAD (USAD) fixed saving is available at 6:00 PM Apr 23, 2026 (UTC). Make sure you mark the date and time so you won't miss it!

USAD Fixed Savings will offer a 14 day basic financial products in USAD.

• 14-DAY: 6.88% APY

For example, User A subscribes to 20 USAD in the 14-day savings product with an APY of 6.88%.
After maturity, the interest earned would be:
20 × 6.88% × 14 / 365 = 0.0527 USAD

What is BitMart Fixed savings? 

Fixed savings pays interest on cryptocurrencies deposited during a pre-set duration (7 days/14 days/30 days).

For Fixed Savings, users cannot redeem funds before the pre-set redemption date. The funds will be redeemed automatically on the redemption date, and both the principal and interest will be paid to the spot wallet, with no transfer or redemption fees.

How to use BitMart Fixed savings?

• Users can subscribe within the period with limited volume, first come first served.
• Please make sure there are enough available funds in the account when subscribing. Our system will calculate the interest of the expected return after redemption according to the subscription volume.
• After the successful subscription, our system will change the status of account assets from available to locked. Users can check the details of the assets held on their assets page.
• When the product matures, it will be redeemed automatically, and the principal and investment return will be paid at once. Users can check the balance status in the assets list.

Terminology Explanation

• Annualized interest rate: annualized interest rate refers to the rate of return gained during the investment period of one year;
• Duration: Duration refers to the time when their assets are locked. During this period, the fund is locked and cannot be traded or withdrawn by the user;
• Total amount / Total subscription amount: it refers to the total amount of financial products issued;
• Time of interest accrual: the time of interest (return) accrual after subscription;
• Expected revenue:  expected revenue refers to the revenue based on known information if there are no unexpected events happening. The platform calculates the income formula with subscription amount * annualized interest rate * lock-up days / 365.
• Redemption date: the ending date of the investment product when the payback automatically returns to the available balance.

Please Note That...

• Only registered BitMart users can participate in USAD Fixed Savings.

• This product is available in limited quantities and will be allocated on a first-come, first-served basis.

• BitMart reserves the right of final interpretation for this event.

Thank you for your support! 

BitMart Team

Apr 23, 2026