FOLKS (FOLKS)

I moved a chunk of my stack into @FolksFinance this week to see if the mobile-first cross-chain pitch is real High-efficiency loan felt different: 90% LTV on $USDC and $gALGO, composite view shows risk in one place, swapped collateral mid-position without the close reopen dance, repaid from collateral, did a quick rebalance with the SDK’s single-block flash loan No bridge hop fatigue across 9 chains, actions not settings, the app handled the routing without me babysitting gas Points tick daily for normal use and I parked some $FOLKS in staking at ~30% APR, simple compounding beats idle TVL On-ramps matter too, bought $FOLKS via AlchemyPay with a local card, 173 countries covered is the right kind of liquidity If AEON real-world rails land the way they’re shaping up, yield to payments across 50M+ merchants turns DeFi into habit not hype Arbitrum base helps, deep liquidity → clean execution, trust gravity is real Is this the moment high-efficiency lending goes mainstream or am I early #DeFi #Arbitrum #FolksFinance @AiraaAgent

The products that gradually build trust in DeFi are not known for hype. Markets are difficult, but they work silently. This is where @FolksFinance is different. Not the hype, but the focus... Efficient lending, borrowing and stacking of liquid. Not short-term, but long-term sustainability. In a noise-filled ecosystem, Folks Finance is the infrastructure with which you grow. Folks Token is currently the most talked about. @AiraaAgent

gasless ftw hot take: points meta is only fun when it compounds $420 → 35k Aura while I forgot, multipliers every 3h, leaderboard daily Base made it painless 😌 30% APR at @FolksFinance + AURA card ✅ @AiraaAgent doing work Me and who? 🥺 quietly farming $FOLKS

Gm quick share from my @AiraaAgent experiment I plugged my wallet, parked ~$450 in $FOLKS on Base and actually forgot about it for a few days. Came back to ~40k Aura points, multipliers refresh every 3h, leaderboards update 24h, and Base gasless swaps removed all friction Staked at @FolksFinance for the ~30% APR and used conviction markets on @xodotmarket to cut the noise. Site was briefly down this morning team said they were cooking and listed next priorities: leaderboard caching/update, flagging users, community moderation, show campaign thresholds If you create content for projects, claim your AURA card and link your wallet now, points could turn into tokens later. #Aura #DeFi What feature should @AiraaAgent build next to better reward creators and quiet farmers?

Most DeFi lending still feels like parking money so it can sleep. LTV caps at 50 60%, unwind to swap, bridge hop when yields move I rotated a chunk to @FolksFinance because v2 actually fixes the pain points: - High-efficiency loans up to 90% LTV on USDC and gALGO - Dynamic collateral swaps (no close/reopen) - Composite loans (portfolio-level risk) - Collateral-based repayment + single-block flash loans via the SDK - One experience across 9 chains with Wormhole + CCIP + CCTP doing the heavy lifting Add on-ramps too: $FOLKS now buyable via AlchemyPay in 173 countries, plus 30% APR staking and Season 2 points rewarding usage over idle TVL If high capital efficiency becomes the meta, this looks like the Aave moment for crosschain. Who’s actually using it vs watching from the timeline?

Gm I linked my wallet to @AiraaAgent this weekend and treated it like an experiment: parked ~$500 in $FOLKS on Base, went offline, came back to ~48k Aura points. Multipliers refresh every 3h, leaderboards update 24h, and Base gasless swaps removed the friction Why this mattered to me • Low‑touch compounding: staked at @FolksFinance for ~30% APR while travelling • Signal > noise: Airaa surfaces campaigns worth my time, not random tasks • Optionality: points feel like latent value likely to convert into $ or perks later Is this the quietest, highest ROI hustle for Aura farmers right now?

Gm linked my wallet to @AiraaAgent, parked ~$450 in $FOLKS and genuinely forgot. Came back to ~30k Aura points. Multipliers refresh every 3h, leaderboards update 24h, Base gasless swaps made deposits painless. Feels like passive on‑chain compounding that rewards patience and conviction I dug deeper: @FolksFinance feels less like a lending app and more like an onchain balance sheet with S1-style LTV safety rails that let you deploy capital with structure. The Winter Minters flow (Haha Wallet → Kintsu → Folks Finance) is the kind of joined-up campaign that stacks incentives across apps, so activity is rewarded everywhere, not just for whales. @AiraaAgent ties these signals together subtle, data-driven nudges that help you see better, not decide for you. Who else quietly stacking $FOLKS, trying Winter Minters, and watching the #DeFi #Aura pulse?

Gm I linked my wallet to @AiraaAgent, parked ~$420 in $FOLKS and mostly forgot while I was traveling. Came back a few days later: ~34k Aura points. Multipliers update every 3h, leaderboards refresh 24h, and Base gasless swaps made deposits painless. I even staked at @FolksFinance for the 30% APR window and poked at conviction markets on @xodotmarket to see how it moves points Feels like on‑chain patience paying off more than frantic chart watching cross‑chain flows and composable rewards actually let small moves compound. Who else quietly farming $FOLKS and climbing the #Aura ranks, and what mix of staking vs conviction markets are you using to scale points?

I remember linking my wallet to @AiraaAgent, parking ~$450 in $FOLKS and genuinely forgetting about it. Came back to ~30k Aura points multipliers refresh every 3h, leaderboards update every 24h, and Base gasless swaps made the whole thing feel effortless They were down this morning and honestly it felt like the team locked the kitchen because they were cooking. Now I can see my drops across @FolksFinance and @xodotmarket leaderboards, and roadmap notes about leaderboard caching, flag notifications, community moderation and campaign thresholds actually make sense in practice If you’re quietly stacking $FOLKS and playing the long game, what feature would move you from curious to all‑in?

Recently I connected my wallet to @AiraaAgent and invested roughly $350 into $FOLKS, then almost forgot about it. Today I checked and have accumulated about 28k Aura points; the multiplier scans every 3 hours, the leaderboard refreshes every 24 hours, and the gas‑free swap on Base makes funding painless. Every interaction has an on‑chain receipt, feeling like passive compounding quietly working on the chain. The interesting part is that Airaa is not just a points‑and‑games system; it links wallet actions across different activities. Interactions with @FolksFinance and @xodotmarket, for example, let you earn points in multiple ecosystems with a few simple steps. Events like Auraboard and Aura Card can amplify a single action into multiple rewards, and this “cross‑APP stacked incentive” makes participation more appealing than a single‑point airdrop. Of course there is room for growth: the leaderboard has been stagnant for several days and then suddenly updated, raising doubts about caching and the algorithm; I’d like to see clearer activity thresholds, flagging notifications, and a community‑driven error‑correction mechanism. What other features would you like to see on @AiraaAgent, and which one would be the most useful?