Crypto Regulation in Australia: Everything You Need to Know in 2025
In 2025, Australia continues tightening its crypto regulations to protect users and create a secure trading environment. New rules focus on licensing, custody, and taxation.
Who Regulates Crypto?
ASIC oversees exchanges and investor protections.
AUSTRAC handles anti-money laundering rules.
ATO enforces crypto tax obligations.
What’s New in 2025?
1. Licensing for Crypto Exchanges
Crypto platforms offering custody or trading services must apply for a Digital Asset Platform License under ASIC. This includes requirements for:
Secure fund storage
Risk controls
User protections
2. Token Mapping
The government now classifies tokens as either financial products (regulated) or non-financial utility tokens, helping clarify which laws apply.
3. Custody Regulations
Platforms must meet high security standards, including cold storage, regular audits, and user fund protection.
Crypto Tax in Australia
The ATO treats crypto as property, not currency. That means:
Capital Gains Tax (CGT): When selling, swapping, or spending crypto
Income Tax: For staking, mining, or airdrops
Keep good records or use tools like CryptoTaxCalculator.
Scam Warnings
ASIC is cracking down on:
Fake crypto sites
Offshore unlicensed exchanges
Pump-and-dump scams
Only trade with AUSTRAC-registered platforms like BitMart.
What Aussie Traders Should Do
Use compliant platforms
Record all transactions
Stay informed about legal updates
Final Thoughts
Australia’s crypto framework is evolving to balance innovation with user safety. Whether you’re a trader or investor, understanding these 2025 rules will help you stay secure and compliant.
